Numerous vehicle insurance policies are sold for one year in duration. However to meet the flexible driving needs of today’s drivers, short term automobile insurance is available for much shorter periods.
Temp insurance in most parts of the world is defined as a short term automobile insurance policy lasting from 24 hours to twenty eight days. However, short term insurance can be secured from one month up to 6 months or more.
Flexible policies for one month or more are even available for drivers on a pay as you go basis. This provides the option to switch cover on and off for periods when they know it will not be required.
There are several situations where drivers may take out one day insurance. One of the most common is making sure you are protected when borrowing a friends vehicle. Securing an additional policy for this could protect a no claims bonus built up. This could be advantageous for careful drivers.
Another reason temp insurance is taken out is to provide protection for a driver sharing the driving on a longer journey.
Providing insurance for a foreign guest is another reason. As is being covered for 24 hours when needing to drive a new vehicle home from a dealership. Taking a test drive and needing cover for a day can be another eventuality.
Several of us who drive a van, won’t actually own it. This is where one week car insurance can be very useful, if you are borrowing a van to move house or for other needs.
For those riders that are planning a summer road trip or perhaps attending a biking convention or meet-up, short term car insurance could be a solution. This could be beneficial if they will only be riding the motorbike while they are away.